The Bank of Old Monroe takes pride in providing our customers with access to financial products and services that will enhance their lives. We realize that most people spend more time planning their yearly vacation than they do preparing for their financial future. The changing financial markets can be overwhelming at times. This may explain why so many of us put off developing personal financial plans that can help us provide for the future.

Because we realize that planning for your future or the future of your business can be difficult, I am pleased to announce that the Old Monroe Investment Services, a division of Bank of Old Monroe, now provides access to financial services, through a partnership with UVEST Financial Services, a registered broker/dealer. Bruce W. Winsborough is our licensed Financial Advisor, who is available to provide timely advice and information on a complete line of financial products from well-known companies.

Whether your concerns pertain to, estate planning, investing for retirement, educational purposes, OMIS can help you. Old Monroe Investment Services also serves the needs of businesses with employee benefits design and implementation or business succession planning. The Bank of Old Monroe can now assist both individuals and businesses with all of your financial service needs.

Since planning your business or individual financial future is one of the most important undertakings, I'd like to encourage you to begin today. To arrange a free, no obligation appointment with Bruce W. Winsborough, call 636-661-5614 or ask any bank employee.

Securities are offered and Financial Consultants are registered with UVEST Financial Services, member NASD/SIPC UVEST is independent of any financial institution. Securities with the exception of Brokerage CD's. (1) are not bank deposits; (2) are not insured or guaranteed by the FDIC or any other government agency; (3) are not obligations of or guaranteed by any financial institution; and (4) involve investment risks, including the potential for fluctuations in investment return and the potential loss of principal.