This agreement (“Agreement”), made between you and Bank of Old Monroe for the purpose of receiving an electronic version of your account statement online and for receiving electronic notifications (“Alerts”) that your Online Statement is available for your accounts, governs the terms of use of Bank of Old Monroe’s Online Statement delivery and Alert service (“the Service”). As used in this Agreement the words “we,” “our” and “us” mean Bank of Old Monroe and the words “you” and “your” mean the account holder who has elected to receive his or her Online Statement and Alert.
This Agreement is in addition to other agreements between you and us, including the applicable deposit account disclosure agreement(s) and terms and conditions, and our rules and regulations.
By clicking the “Submit” button and enrolling in the Service, you agree to abide by the terms and conditions set forth in this Agreement and acknowledge your receipt and understanding of the Agreement and disclosures contained in the Agreement. You also acknowledge that Alerts will not be encrypted and you agree to receive Alerts that may include confidential information pertaining to you and your account(s). Please read this Agreement carefully and retain a copy for your records. If you do not click the “Submit” button, you will not be enrolled in the Service and will not be bound by this Agreement.
Description of Online Statements
You may elect to receive your statements online only for any Eligible Accounts (defined below), that you choose. Online Statements will be viewable electronically in Portable Document Format (“PDF”) that you can view online, save to your computer or print at your convenience. Any legal notices that normally accompany your mailed statement will either continue to be mailed under separate cover or delivered to you electronically. From time to time, we may add to, modify or delete any feature of the Service at our sole discretion.
You understand and agree that by enrolling in the Service, you may no longer receive a statement by mail.
Registration for the Service
In order to use the Service, you must be a Bank of Old Monroe customer. You must accept the terms of the E-Sign Act in addition to this Agreement to become a registered user of the Service.
Any account owner can enroll accounts with joint ownership for the Service. Once enrolled, the account owners will no longer receive paper statements. The account statement will be available for viewing online to all owners of the account who are enrolled in Bank of Old Monroe regardless of which owner enrolled for the Service.
Eligible Accounts for Online Statements
Consumer and Small Business Checking, Savings and Money Market accounts. Each account must be enrolled for the Service on an individual basis. Online Statements will be available at the same frequency as your statement that was previously mailed. Generally, this means that you will receive a monthly statement online for checking and money market accounts. If you previously received a quarterly mailed statement for a standard savings account you will be changed to a monthly online statement.
Accessing Your Online Statements
Your Online Statement and accompanying legal notices and disclosures will be presented to you via Bank of Old Monroe Internet Banking or under separate cover. Once you enroll in Bank of Old Monroe Internet Banking, you and all other account owners will have access to E-statements in Products and Services within Bank of Old Monroe Internet Banking. You will receive an Online Statement Account Alert delivered to a personal email address you specify, informing you that your Online Statement is available for viewing with Bank of Old Monroe Internet Banking.
Once enrolled in the Service, you can build up to 18 months of statement history, and will be able to view the current month’s statement as well as up to 17 previous statements. Immediate access to statement history may vary based on the account type. All statements are in a format that can be printer or saved to your hard drive for your future reference.
If you currently receive duplicate statements at the same address, mailing of the duplicate copy will be discontinued; however, you can print multiple copies of your statement through the Service. If you currently have statements mailed to an interested party, i.e., a statement mailed to your accountant, mailing of the interested party statement will be discontinued; however, you can forward your statement to your interested party at your own discretion.
Change Statement Delivery Method
Contact us any time if you wish to discontinue this Service, 888-661-9990
When you discontinue the Service, you will automatically receive paper statements beginning with your next statement cycle, and your Online Statements and Online Statement Account Alerts will be discontinued. The statements that were previously presented online will not be mailed to you and you will not be able to access them online; however, you can order copies of past statements through Bank of Old Monroe Bookkeeping Department. When you receive your paper statement, please note it may not have all of the same accounts that were included prior to enrolling for the Service. Any accounts that were previously combined on your paper statement will have to be re-combined through Customer Service.
Description of Alerts
When you register to receive Online Statements, you will receive Alerts informing you when your Online Statement is available for viewing with Bank of Old Monroe Internet Banking. Alerts will be sent to an email designated by you. You agree to notify us of any change to your email address in order to ensure continued delivery of your Account Alerts.
Third Party Services
You may access, through the Service, merchandise or services from third party individuals or entities other than Bank of Old Monroe (“Third Party Services”). All matters concerning Third Party Services are solely between you and the Third Party Service provider. We make no warranties or representations whatsoever with regard to Third Party Service providers’ merchandise or services. The inclusion of advertisements or links to such Web sites does not imply any endorsement of the material on such websites by Bank of Old Monroe. BANK OF OLD MONROE IS NOT RESPONSIBLE OR LIABLE TO YOU FOR ANY DAMAGES, LOSSES, OR INJURIES WHEN YOU ACCESS THIRD PARTY INSTITUTIONS’ WEB SITES AND THE SERVICES AVAILABLE AND POLICIES RELATING TO THE USE OF THEIR SERVICE.
You understand and agree that receipt of Account Alerts may be delayed, or prevented by factors affecting your Internet service provider(s), phone operator(s), and such other relevant entities (“Third Party Service Providers”). All matters concerning Third Party Service Providers are solely between you and the Third Party Service Provider. We make no representations or warranties whatsoever with regard to Third Party Service Providers’ products and services. Bank of Old Monroe neither guarantees the delivery nor the accuracy of the contents of and Account Alert. Bank of Old Monroe will not be liable for losses or damages arising from (a) non-delivery, delayed delivery, or mis-delivery of an Account Alert or (b) inaccurate content in an Account Alert.
Security
Information you provide in connection with the Service will be stored on a secure server and protected by advanced encryption techniques. These security measures are intended to keep this important information under a virtual lock and key so that it may only be used by you; however this security is partly contingent upon your responsible behavior in protecting your User ID and Password for the Service – please use maximum caution in protecting your User ID and Password (see “User Responsibilities” below). For your protection, the content of Account Alerts will only include the last four digits of your account number and general transaction information.
Privacy
Protecting your privacy is important to Bank of Old Monroe. We will gather and disclose personal information about you only as allowed by law. All information gathered from you in connection with using the Service will be governed by the provisions of the Bank of Old Monroe Privacy Policy.
International Use
Bank of Old Monroe does not make any representations that any content or use of the Service is appropriate or available for use in locations outside of the United States and accessing the Service from territories where its contents or use is illegal is prohibited by Bank of Old Monroe. If you choose to access the Service from locations outside the United States, you do so at your own risk and you are responsible for compliance with local laws.
Proprietary Rights
Materials. Other than your materials and account information, all content included or available on the Service, such as advertisements, text, graphics, logos, button icons, images, audio clips and software, is the property of Bank of Old Monroe, and/or third parties and is protected by copyrights, trademarks or other intellectual and proprietary rights. The compilation (meaning the collection, arrangements and assembly) of all the content on the Service is the exclusive property of Bank of Old Monroe and/or its licensor and is protected by copyrights or other intellectual property rights.
Trademarks. The trademarks, logos, and service marks displayed on the Service (collectively “Trademarks”) are the registered and unregistered Trademarks of Bank of Old Monroe, or third parties. Under no circumstances may you use, copy, alter, modify or change these Trademarks. Nothing contained on the Service should be construed as granting by implication or otherwise any license or right to use any Trademark without the express written permission of Bank of Old Monroe or the third party, which has rights to such Trademarks, as appropriate.
