Our Checking is a simple account designed for someone just starting out all the way up to the seasoned banker. You can start a new checking account with just $100. By maintaining a balance of $300 or greater, you will not receive a service charge. If at anytime during the statement cycle your balance falls below $300, a monthly service charge of $5.00 will be assessed.
**Monthly service charges are waived for qualifying students and customers ages 60 and older.
A NOW account is the perfect combination of a checking and savings account rolled into one. Earn interest while having the convenience of unlimited transactions. A minimum of $1,000 is required to open the account and earn interest. If the balance falls below $1,000 anytime during the statement period a service charge of $8 will be assessed for that statement period.
Money Market Accounts
Money Markets are great for those that have minimal transactions, maintain a larger balance and want to earn a higher rate of interest; the larger the balance the higher the interest rate. A minimum of $1,500 is required to open. Preauthorized transactions or withdrawals are limited to 6 per statement period. Debit transactions over 6 will be charged $10 per item. If at anytime during the statement cycle the balance falls below $1,000, a service charge of $8 will be assessed for that statement period.
All accounts include standard benefits like Online + Mobile Banking with Bill Pay, Mobile Deposit, Text Message Banking, Cavion Voice Banking and other must-have features.