Bank of Old Monroe Accounts

The Bank of Old Monroe offers a variety of account options to customers.  We understand your personal and business needs and are committed to helping you select an account that best suits your needs.  Required documentation for opening an account includes:

  • Drivers license or government issued photo id
  • US citizens – Proof of social security number (ss card or recent tax document)
  • Non-US citizens – Please contact us
checking accountssavingscds & iraschristmas clubstart application

Checking Accounts

Checking Accounts

Our Checking is a simple account designed for someone just starting out all the way up to the seasoned banker. You can start a new checking account with just $100. By maintaining a balance of $300 or greater, you will not receive a service charge. If at anytime during the statement cycle your balance falls below $300, a monthly service charge of $5.00 will be assessed.

**Monthly service charges are waived for qualifying students and customers ages 60 and older.

NOW Accounts

A NOW account is the perfect combination of a checking and savings account rolled into one. Earn interest while having the convenience of unlimited transactions. A minimum of $1,000 is required to open the account and earn interest. If the balance falls below $1,000 anytime during the statement period a service charge of $8 will be assessed for that statement period.

Money Market Accounts

Money Markets are great for those that have minimal transactions, maintain a larger balance and want to earn a higher rate of interest; the larger the balance the higher the interest rate. A minimum of $1,500 is required to open. Preauthorized transactions or withdrawals are limited to 6 per statement period. Debit transactions over 6 will be charged $10 per item. If at anytime during the statement cycle the balance falls below $1,000, a service charge of $8 will be assessed for that statement period.

All accounts include standard benefits like Online + Mobile Banking with Bill Pay, Mobile Deposit, Text Message Banking, Cavion Voice Banking and other must-have features.

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Saving Accounts

Earn interest and watch your money grow when you start saving for your future with a Bank of Old Monroe savings account.

Savings Accounts

Open a savings account with a minimum deposit of $100. A monthly service charge of $3 will be assessed if the balance falls below $100. Preauthorized transactions or withdrawals are limited to 6 per month. An excess withdrawal fee of $2 will be assessed for each debit transaction in excess of 6 per month.

**The $3 monthly service charge is waived for qualifying students and customers age 60 and older.

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CDs & IRAs

Start saving today, and make the golden years a little more golden.

Certificates of Deposit

A Certificate of Deposit, or CD, is an account that allows you to save over a longer period of time typically earning a higher rate of interest. The Bank of Old Monroe offers CD terms ranging from 91 days to 60 months. The minimum balance to open a CD is $1,000.00.

Click here for current rates or contact us for our current CD rates.

Individual Retirement Accounts

With an Individual Retirement Account (IRA), you can contribute as you go along — the sooner you begin the larger the nest egg at retirement! We offer 6 & 18 month variable rate terms and require a minimum of $1,000.00 to open an IRA.

Bank of Old Monroe offers Traditional, Roth, and Coverdell Educational Savings Accounts. See one of our personal bankers today to discuss options.

Click here for current rates or contact us for our current IRA rates.

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Christmas Club

Christmas Club Account

Ever feel like Christmas sneaks up and catches you low on funds? Our Christmas Club account allows you to save small amounts weekly, bi-weekly, even monthly to give you a head start on your Christmas season. The Christmas Club year begins the last week of October and runs thru the third week of the following October.

Here’s how it works:

  • Visit any branch to open your new Christmas Club account.
  • Choose the amount and frequency that works for you. You can save $5 monthly or $100 weekly, it’s up to you and what your budget allows. You can choose to make deposits to your account or sign up for automatic transfers.
  • Choose how you would like to receive your funds. You have the option of receiving a Christmas Club check in the mail or receiving a direct deposit into your Bank of Old Monroe account of choice.
  • Start Saving!

Come in to open your Christmas club account and start saving today!

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We Offer Mobile Banking

Manage your finances on the go with the Bank of Old Monroe app! Our app allows you to view transactions, transfer funds, pay bills, deposit checks and more! To discover all the ways our app can benefit you, visit your app store and search “Bank of Old Monroe” to download.

Apple Store Disclaimer
Android Store Disclaimer

* Message & data rates may apply from your wireless carrier.

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    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

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