Personal Checking Accounts at Bank of

Old Monroe

Personal banking should be designed to keep up with your busy lifestyle. At the Bank of Old Monroe, we make it simple with many personal checking account options to serve you! Plus, get all the benefits of a larger bank with online banking, our mobile app, online bill pay, and more!

*All accounts include standard benefits:  Online + Mobile Banking with Bill Pay, Mobile Deposit, Text Message Banking, Cavion Voice Banking and other must-have features. Message and data rates may apply from your wireless carrier.

Checking Accounts

Starting a simple checking account at Bank of Old Monroe is easy! With a minimum starting deposit of $100, it takes no time at all to establish an account with us. If the balance falls below $300, there will be a one-time $5 service charge during that statement period.

Our checking accounts come with many benefits, including unlimited check writing and debit card transactions so you can be flexible with your spending.

**Monthly service charges are waived for qualifying students and customers ages 60 and older.

Now Accounts

Get the benefits of a checking and savings account in one place with a NOW Account! With unlimited transactions, a NOW Account lets you earn interest over the lifetime of the account, making it easy to meet your savings goals.

Start a NOW Account with a $1,000 minimum opening deposit today!

$8 service charge applies if the balance falls below $1,000 anytime during the statement period.

Money Market Accounts

Earn a higher interest rate on your checking and savings account! Money Market accounts let you earn a higher amount of interest on deposited funds (based on current money market interest rates) and make up to 6 pre-authorized transactions or withdrawals per statement period per month.
Start a Money Market account now with a $1,500 minimum opening deposit today!
$8 service charge applies if the balance falls below $1000 anytime during the statement period. $10 debit charge applied for every transaction over 6.

Identification Required to Open an Account

To open a personal checking account, visit one of our 5 branch locations in Old Monroe, Moscow Mills, Wentzville, O’Fallon or Troy and present the following with your minimum deposit:

  • Drivers license or government issued photo ID
  • Proof of taxpayer identification number
    • US citizens – SS card or recent tax document
    • Non-US citizens – SS Card, International passport, or alien identification card

Can’t get into the branch during business hours? Fill out a checking account application online instead!

We Offer Mobile Banking

Manage your finances on the go with the Bank of Old Monroe app! Our app allows you to view transactions, transfer funds, pay bills, deposit checks and more! To discover all the ways our app can benefit you, visit your app store and search “Bank of Old Monroe” to download.

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  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.