Business Online Banking

Spend less time at the bank and more time running your business by electronically depositing checks from the convenience of your desk. If your business receives checks as payment, Bank of Old Monroe has a check deposit solution designed to save you time and money.

Merchant Remote Deposit Capture

• Using a special desktop scanner and our online banking interface, make deposits from your home or office quickly and securely.
• Deposit multiple checks in a single transaction.
• Improve cash balances and accounts receivable collection times by scanning and depositing checks immediately upon receipt.
• We offer Merchant Deposit Capture for qualified business banking customers. Please contact your business banker directly or call us at 636-665-5601 for more information.

**Merchant Remote Deposit Capture fees apply.

Save time and money with Bank of Old Monroe ACH Payroll Service, all while eliminating the need for paper checks. Today’s small business owners rely on ACH (Automated Clearing House) to make and receive payments. ACH streamlines the payment process by eliminating paper checks, improving efficiency and enhancing your ability to stay on top of cash flow.

We offer ACH for qualified business banking members. Please contact your business banker directly or call us at 636-665-5601 for more information.

*ACH Payroll customers must be registered for Business Online Banking.

**ACH Payroll fees apply.

Positive Pay is an account reconciliation processing module within Business Banking that allows business customers to upload and/or manually input issued checks, view issued checks as reconciled against paid items and determine what action to take with exception items.

We offer Positive Pay for qualified business banking members. Please contact your business banker directly or call us at 636-665-5601 for more information.

*Positive Pay customers must be registered for Business Online Banking

**Positive Pay fees apply.

Account alerts help you avoid surprises

Convenient and customizable, free business account alerts notify you when certain activities have taken place. You choose which alerts you want to receive and how you want to receive them — via email, text message or push notifications. Alerts can help you:

• Prevent overdrafts.
• Know when to move funds between accounts.
• Confirm payments, transfers and deposits.

You can choose from different types of alerts, including:

• Current balance.
• Insufficient funds.
• Account balance less than a specified amount.

If you need to provide online banking access to one of your employees or partners, you can set them up as an authorized user.

You can control what rights and permissions an authorized user has at both an account and transactional level. This allows you to provide a secure way for other users who help manage your accounts to log in without using your own personal log in credentials.

Note that if you provide access to an authorized user, you are responsible for all of the transactions they conduct as well as monitoring their credentials and access privileges.