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Personal Real Estate Loans

Whether you are looking to buy your first home, thinking about upgrading to a bigger home to accommodate a growing family, or are interested in refinancing your current home, Bank of Old Monroe offers several personalized financing options to help you make it happen.

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Advice for home buyers

How a Personal Real Estate Loan Can Help

It can be daunting to purchase a home, but the right personal real estate loan can help streamline the process and get your family into your new home as quickly as possible.

Looking to refinance your forever home? A personal real estate loan can help you refinance your mortgage and offer competitive rates that can help you pay off your home quickly and affordably.

Bank of Old Monroe’s experienced loan representatives are here to help you find the right home loan for your unique situation, and are available to answer any questions that you may have about the personal real estate loan process. Visit our Mortgage Center.

What You Need to Apply

If you are interested in applying for a personal real estate loan with Bank of Old Monroe, you can call or contact us to request an appointment with one of our experienced loan representatives.

In an effort to expedite the application process, you, and your co-borrower (if applicable), will need to bring the following documentation with you to your appointment for a personal real estate loan.

  • W-2s for the past two years
  • Recent pay stubs or other proof of income from the past 30 days
  • Bank statements for at least the last two months and proof of investment assets
  • Personal and business tax returns for the past two years
  • If self-employed, a copy of your most recent profit/loss statement for the quarter or year, or other proof of income, such as 1099 forms.
  • Photo ID, such as your driver’s license

Why Choose Bank of Old Monroe for Your Personal Real Estate Loan?

Bank of Old Monroe’s trusted loan representatives understand that there isn’t a one-size-fits-all solution for each borrower’s unique situation. Our job is to help identify the personal real estate loan options available to you and help you get the best possible rate and term for your loan, whether you are a first-time homebuyer or refinancing your current home.

If you are ready to apply for a personal real estate loan with Bank of Old Monroe, contact our team today to schedule an appointment!

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