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Mortgage Loan Services
Adjustable Rate Mortgage (ARM)
Our mortgage lenders are here to help you choose the mortgage loan program that is right for you! To save you time and hassle, speak with a mortgage lender today to get prequalified. You’ll know exactly what you can afford, and with the variety of programs available, we’ll be sure to find what’s best for you!
Choose a location nearest you to connect with a Loan Officer
Fixed Rate Mortgage
With a fixed rate mortgage, the interest rate on your note stays the same for as long as you hold your mortgage, no matter how interest rates may change in the financial markets. With this type of mortgage, you know exactly how much you will pay in principal and interest on your home each month. (Remember, taxes and insurance on your home may change from year to year)
Home Equity Line of Credit
A home equity line of credit gives you the opportunity to tap into your home’s value by turning it into cash ready to meet your financial needs. It will provide you with the flexibility of having funds available when you need them.
Many common uses for a home equity loan include:
- Home Remodeling
- Vehicle Purchase
- Home Improvements
- Vacations
- Debt Consolidation
This type of loan may be available at a reduced borrowing cost compared to other unsecured loans and credit cards that generally charge significantly higher interest rates. Since your home is the collateral, a home equity loan generally features a lower interest rate.
We Offer Mobile Banking
Manage your finances on the go with the Bank of Old Monroe app! Our app allows you to view transactions, transfer funds, pay bills, deposit checks and more! To discover all the ways our app can benefit you, visit your app store and search “Bank of Old Monroe” to download.
* Message & data rates may apply from your wireless carrier.