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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Your Trusted Local Bank in Troy, MO

Welcome to the Bank of Old Monroe

Experience the difference local banking can make at the Bank of Old Monroe in Troy, Missouri! We are a community partner dedicated to your financial success. As a trusted partner in Troy, MO, we offer various banking products and services, including business and personal checking accounts, savings accounts, various loan products, credit cards, and more.

At the Bank of Old Monroe, you’re more than just a number – you are a valued customer. Conveniently located at the intersection of Hwy 47 and Lincoln Drive, the bank is a short drive up Highway 61 approximately 15 miles north of Wentzville. Let us show you how experience and relationships can build a solid financial framework.

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Phone

(636) 528-7400

Address

100 Market Pl Dr,
Troy, MO 63379

Hours of Operation

Mon-Thu: 8:30 am – 4:00pm
Fri: 8:30 am – 5:00 pm
Sat: 8:30am – 12:00pm
Sun: Closed

Banking Services in Troy, MO

Whatever your personal or business banking needs, we have you covered – with individualized service every step of the way.

Personal Banking

You have personal financial goals, and we have the products to help you achieve them.

Personal Accounts

We offer convenient checking accounts designed for on-the-go lifestyles, as well as accounts specialized for seniors (over 60) and students. Sign up for the app and receive access to mobile deposit and bill pay. We also provide secure savings accounts, Money Market and Now accounts, short- and long-term Certificates of Deposit (CDs), and IRAs to help fund your future.

Personal Banking Services

At the Bank of Old Monroe, we offer a full suite of personal banking services that meet your needs. From debit and ATM cards to secure safe deposit boxes, our Troy branch staff is eager to assistt you.

We offer notary services for critical documents. Our credit card options cater to various lifestyles and spending habits.

Consumer Loans

Our local bank in Troy, MO, provides personal loan options to help make your goals a reality. Whether you want to secure the perfect lot with a land loan, build from the ground up with a construction loan, or purchase a new home, our mortgage solutions fit your needs.

A home equity line of credit (HELOC) offers flexible financing options for renovations or improvements while auto loans make purchasing your next car more feasible. We also provide specialized real estate and recreational loans to help you finance investment properties and leisure vehicles.

Personal Online Banking

At the Bank of Old Monroe in Troy, we offer robust personal online banking solutions that give you the freedom and control you need to manage your finances wherever you are. Our online banking platform allows you to monitor transactions, pay bills, and transfer funds with ease, while the Bank of Old Monroe app adds flexibility to your finances.

To enhance security and debitcard management, download the Card Suite Lite app. Gain total control over your debit cards, including setting instant alerts for purchases. Stay organized with eStatements, simplify payments with online bill pay, and transfer funds externally. Plus, our credit score feature helps you keep tabs on your credit health – all from the comfort of your home or on the go.

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Business Banking

Cash flow is critical to the small businesses that support Troy’s local economy. That’s why we offer numerous business banking options catered to you.

Business Accounts

From checking accounts that streamline daily transactions to savings accounts that help you build resources for future growth, our business banking options meet the demands of everyday operations. Money Market accounts provide the benefit of higher interest rates while offering access to funds, and certificates of deposit (CDs) deliver reliable returns. Rest assured, knowing your money is working as hard as you are.

Business Banking Services

Take advantage of our comprehensive business banking services to help streamline your finances. With the Bank of Old Monroe mobile app, you can manage your accounts, pay bills, transfer funds, and track transactions – all from your smartphone. Customers also have access to debit and credit cards specialized for business spending. Our online tools make management easy with features such as:

  • Wire transfers
  • ACH origination
  • Bill pay
  • QuickBooks Connect
  • Positive Pay
  • eStatements
  • Invoicing and payment options

Get the peace of mind you deserve and protect what matters most with a safe deposit box. Plus, access Merchant Capture and Merchant Services to process payments and deposit checks remotely.

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Business Loans

Our range of business loans is tailored to support your growth. Here’s how:

  • Commercial real estate loans for property acquisitions
  • Equipment financing to ensure smooth operations
  • Construction loans for new projects
  • Flexible operating lines of credit to manage cash flow
  • Agriculture loans to maintain a thriving farming operation

Whether you’re expanding, upgrading, or maintaining capital, the Bank of Old Monroe’s lending team can help you find the right financing option for your business needs.

Investment Services

The Bank of Old Monroe offers investment options through a partnership with LPL Financial Services. For more information, visit the Old Monroe Investment Services website.

Why Choose the Bank of Old Monroe?

Bank of Old Monroe offers the same efficiency tools as larger banks, but large banks simply cannot replicate the relationship-centered approach that a community bank can offer. With over 118 years of experience serving the community, we’ve fostered strong generational and personal relationships with families and businesses.

Additionally, the Bank of Old Monroe is FDIC-insured. This means your deposits are insured up to $250,000

Visit Our Troy, MO Bank Today!

Ready to get started? Visit our friendly banking representatives at our Troy branch today! We look forward to partnering with you on your path to financial success.

Visit Our Other Locations

WentzvilleOld MonroeO'FallonMoscow Mills

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  • Learn About Scams

    Don’t fall for fake. Keep your money safe by learning the red flags of phishing.

    Third Party Site Disclaimer

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  • Third Party Site Disclaimer

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  • Third Party Site Disclaimer

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  • Third Party Site Disclaimer

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  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

    • ContinueClose

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

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