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Business Banking Rate Information

Business Ibank Rates Lincoln

CD Rates

Term Rate *APY
91 Day 0.50 0.50
182 Day 0.75 0.75
12 Month 1.00 1.00
14 Month 2.25 2.26
18 Month 1.50 1.51
24 Month 1.50 1.51
30 Month 1.50 1.51
36 Month 1.50 1.51
48 Month 1.50 1.51
60 Month 2.00 2.01

*Annual Percentage Yield

($1,000.00 minimum on certificates of deposit)

CD – Annual Percentage Yield accurate as of 8/29/2022.

All rates are subject to change without notice. Certificates of deposit may be subject to penalty for early withdrawal.

Please call a Customer Service Representative for current rates.

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IRA Rates - Variable Rate

Term Rate *APY
6 Month IRA .35 .35
18 Month IRA .60 .60

*Annual Percentage Yield

APY accurate as of 6/08/21.

($1,000.00 minimum on IRAs)

All rates are subject to change without notice. Certificates of deposit may be subject to penalty for early withdrawal.

Please call a Customer Service Representative for current rates.

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Savings Rates

Start saving today, and make the golden years a little more golden.

Rate **APY
Savings .25 .25
NOW Account .10 .10
*below $1,000 .00 .00
Money Market
Below 1,499.99 .05 .05
1,500 – 9,999 .10 .10
10,000 – 24,999 .20 .20
25,000 – 99,999 .40 .40
over 100,000 .50 .50

*Minimum balance for the cycle

**Annual Percentage Yield. APY accurate as of 8/30/22

All rates are subject to change without notice. Please call a Customer Service Representative for current rates.

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We Offer Mobile Banking

Manage your finances on the go with the Bank of Old Monroe app! Our app allows you to view transactions, transfer funds, pay bills, deposit checks and more! To discover all the ways our app can benefit you, visit your app store and search “Bank of Old Monroe” to download.

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* Message & data rates may apply from your wireless carrier.

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