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Financial independence starts with a solid foundation. A checking account can be a safe and convenient place to house your money and manage your budget.

The Bank of Old Monroe’s business model is designed to keep up with you and your busy lifestyle. Setting up a checking account with Bank of Old Monroe is stress-free and gives you full access to online and mobile banking, a suite of powerful tools and apps that make it easy to track your spending and more.

Stay in control of your money while focusing on what matters most— your life and education. Let Bank of Old Monroe handle everything else without all the maintenance fees!

Student Checking includes the following standard benefits: Online + Mobile Banking, Mobile Deposit, and Cavion Voice Banking and other must-have features. Message and data rates may apply from your wireless carrier.

Personal Checking Accounts

Student Checking Account Features

A registered student up to 25 years old* can take advantage of this special account. Setting up a checking account is not only easy, but it includes many great features:

  • $25 opening deposit
  • No monthly maintenance fees
  • No minimum balance
  • Free online banking
  • Free mobile banking app**
  • Free email and text alerts**
  • Free debit card (15 yrs. or older)
  • Free bill pay (18 yrs. or older)

*Minors under 18 must have a parent or guardian on the account.
**Data rates may apply.

Account Opening Made Easy

Bank of Old Monroe wants to be there with you as you start this journey. Whether in-branch, online, or by phone— we provide banking for where you are and where you wanna go!

We’re committed to customer service, convenience, and account security. To learn more about a special checking account designed specifically for students, visit one of our 5 branch locations in Old Monroe, Moscow Mills, Wentzville, O’Fallon or Troy and present the following:

  • Drivers license or government issued photo ID, or if under 16, a birth certificate
  • Proof of taxpayer identification number
    • US citizens – SS card or recent tax document
    • Non-US citizens – SS Card, International passport, or alien identification card
  • Proof of student status required

Can’t get into the branch during business hours? Fill out a checking account application online instead!

We Offer Banking Apps!

We know you have a busy lifestyle where making it into a local branch to do your banking is sometimes impossible. Oversee your finances on the go with our Bank of Old Monroe apps! Manage your accounts, check your account balances, pay your bills, monitor your transactions, transfer money, mobile deposit, and approve ACH and wire transfers with the banking app. It’s never been easier to perform banking actions – head over to our Mobile Apps page to learn more and download!

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  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • 0Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Learn About Scams

    Don’t fall for fake. Keep your money safe by learning the red flags of phishing.

    Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.

  • Third Party Site Disclaimer

    By accessing the noted link you will be leaving Bank of Old Monroe’s website and entering a website hosted by another party. Bank of Old Monroe has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Bank of Old Monroe’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Bank of Old Monroe.