Personal Banking Rate Information
CD Rates
| Term | Interest Rate | *APY |
|---|---|---|
| 91 Day | 0.25 | 0.25 |
| 182 Day | 0.45 | 0.45 |
| 12 Month | 0.50 | 0.50 |
| 14 Month | 0.55 | 0.55 |
| 18 Month | 0.60 | 0.60 |
| 24 Month | 0.75 | 0.75 |
| 30 Month | 0.85 | 0.85 |
| 36 Month | 0.90 | 0.90 |
| 48 Month | 1.10 | 1.10 |
| 60 Month | 1.20 | 1.20 |
*Annual Percentage Yield
($1,000.00 minimum on certificates of deposit)
CD-Annual Percentage Yield accurate as of 3/18/20.
All rates are subject to change without notice. Certificates of deposit may be subject to penalty for early withdrawal.
Please call a customer service representative at one of our five locations.
IRA Rates - Variable Rate
| Term | Interest Rate | *APY |
|---|---|---|
| 6 Month IRA | 1.15 | 1.16 |
| 18 Month IRA | 1.35 | 1.36 |
*Annual Percentage Yield
($1,000.00 minimum on IRAs)
APY accurate as of 7/1/19.
All rates are subject to change without notice. Certificates of deposit may be subject to penalty for early withdrawal.
Please call a customer service representative at one of our five locations.
Savings Rates
| Interest Rate | **APY | |
|---|---|---|
| Savings | .25 | .25 |
| NOW Account | .20 | .20 |
| *below $1,000 | .00 | .00 |
| Money Market | ||
| Below 1,499.99 | .10 | .10 |
| 1,500 – 9,999 | .20 | .20 |
| 10,000 – 24,999 | .20 | .20 |
| 25,000 – 99,999 | .30 | .30 |
| over 100,000 | .60 | .60 |
*Minimum balance for the cycle
**Annual Percentage Yield is accurate as of 3/18/20
All rates are subject to change without notice. Please call a Customer Service Representative for current rates.
Fees may reduce earnings.
Please call a customer service representative at one of our five locations.
We Offer Mobile Banking
Manage your finances on the go with the Bank of Old Monroe app! Our app allows you to view transactions, transfer funds, pay bills, deposit checks and more! To discover all the ways our app can benefit you, visit your app store and search “Bank of Old Monroe” to download.
* Message & data rates may apply from your wireless carrier.