Personal Banking Rate Information
CD Rates
| Term | Interest Rate | *APY |
|---|---|---|
| 91 Day | 0.15 | 0.15 |
| 182 Day | 0.20 | 0.20 |
| 12 Month | 0.25 | 0.25 |
| 14 Month | 0.25 | 0.25 |
| 18 Month | 0.30 | 0.30 |
| 24 Month | 0.40 | 0.40 |
| 30 Month | 0.45 | 0.45 |
| 36 Month | 0.50 | 0.50 |
| 48 Month | 0.55 | 0.55 |
| 60 Month | 0.80 | 0.80 |
*Annual Percentage Yield
($1,000.00 minimum on certificates of deposit)
CD-Annual Percentage Yield accurate as of 10/26/21.
All rates are subject to change without notice. Certificates of deposit may be subject to penalty for early withdrawal.
Please call a customer service representative at one of our five locations.
IRA Rates - Variable Rate
| Term | Interest Rate | *APY |
|---|---|---|
| 6 Month IRA | .35 | .35 |
| 18 Month IRA | .60 | .60
|
*Annual Percentage Yield
($1,000.00 minimum on IRAs)
APY accurate as of 10/26/21.
All rates are subject to change without notice. Certificates of deposit may be subject to penalty for early withdrawal.
Please call a customer service representative at one of our five locations.
Rates
| Interest Rate | **APY | |
|---|---|---|
| Savings | .15 | .15 |
| NOW Account | .05 | .05 |
| *below $1,000 | .00 | .00 |
| Money Market | ||
| Below 1,499.99 | .05 | .05 |
| 1,500 – 9,999 | .10 | .10 |
| 10,000 – 24,999 | .10 | .10 |
| 25,000 – 99,999 | .15 | .15 |
| over 100,000 | .25 | .25 |
*Minimum balance for the cycle
**Annual Percentage Yield is accurate as of 10/26/21
All rates are subject to change without notice. Please call a Customer Service Representative for current rates.
Fees may reduce earnings.
Please call a customer service representative at one of our five locations.
We Offer Both Personal and Business Banking Apps!
We know you have a busy lifestyle where making it into a local branch to do your banking is sometimes impossible. Oversee your finances on the go with our personal and business Bank of Old Monroe apps! Manage your accounts, check your account balances, or pay your bills with the personal banking app. Monitor your transactions, transfer money, mobile deposit, and approve ACH and wire transfers through the business banking app. It’s never been easier to perform banking actions – head over to our Mobile Apps page to learn more and download!