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Personal Banking Rate Information

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CD Rates

Term Interest Rate *APY
91 Day 3.75 3.80
182 Day 3.00 3.02
12 Month 3.00 3.02
14 Month 4.00 4.04
18 Month 3.25 3.28
24 Month 3.25 3.28
30 Month 2.00 2.01
36 Month 2.00 2.01
48 Month 2.00 2.01
60 Month 2.00 2.01

*Annual Percentage Yield

($1,000.00 minimum on certificates of deposit)

CD-Annual Percentage Yield accurate as of 12/08/22.

All rates are subject to change without notice. Certificates of deposit may be subject to penalty for early withdrawal.

Please call a customer service representative at one of our five locations.

Troy
636-528-7400

Old Monroe
636-665-5601

Moscow Mills
636-356-4000

Wentzville
636-332-4906

O’Fallon
636-980-3585

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IRA Rates - Variable Rate

Term Interest Rate *APY
6 Month IRA 2.00 2.01
18 Month IRA 2.00  

2.01

 

*Annual Percentage Yield

($1,000.00 minimum on IRAs)

APY accurate as of 1/01/22.

All rates are subject to change without notice. Certificates of deposit may be subject to penalty for early withdrawal.

Please call a customer service representative at one of our five locations.

Troy
636-528-7400

Old Monroe
636-665-5601

Moscow Mills
636-356-4000

Wentzville
636-332-4906

O’Fallon
636-980-3585

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Rates

Interest Rate **APY
Savings .40 .40
NOW Account .10 .10
*below $1,000 .00 .00
Money Market
Below 1,499.99 .05 .05
1,500 – 9,999 .10 .10
10,000 – 24,999 .20 .20
25,000 – 99,999 .40 .40
over 100,000 1.00 1.01

*Minimum balance for the cycle

**Annual Percentage Yield is accurate as of 12/08/22

All rates are subject to change without notice. Please call a Customer Service Representative for current rates.

Fees may reduce earnings.

Please call a customer service representative at one of our five locations.

Troy
636-528-7400

Old Monroe
636-665-5601

Moscow Mills
636-356-4000

Wentzville
636-332-4906

O’Fallon
636-980-3585

back to top
We Offer Both Personal and Business Banking Apps!

We know you have a busy lifestyle where making it into a local branch to do your banking is sometimes impossible. Oversee your finances on the go with our personal and business Bank of Old Monroe apps! Manage your accounts, check your account balances, or pay your bills with the personal banking app. Monitor your transactions, transfer money, mobile deposit, and approve ACH and wire transfers through the business banking app. It’s never been easier to perform banking actions – head over to our Mobile Apps page to learn more and download!

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