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– Privacy Policy –

What Does the Bank of Old Monroe Do with Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand how we handle user privacy.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Transaction history and credit history
  • Payment history and income
  • Location data

How does The Bank of Old Monroe collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Pay your bills or use your credit or debit card
  • Make deposits or withdrawals from your account

Bank of Old Monroe mobile banking app periodically collects, transmits, and uses location data to support features that allow us to communicate with you for various reasons such as closures, marketing, maintenance, and fraud alerts, but only if you expressly authorize collection of such information. You may choose whether location data can be monitored on a continuous basis in the background, only while the app is being used, or not at all. You can change your location permissions at any time in your devise settings.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Reasons we could share your personal information

Does The Bank of Old Monroe share?

Can you limit this sharing? 

For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes– to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We Don’t Share

For our affiliates’ everyday business purposes– information about your transactions and experiences

No

We Don’t Share

For our affiliates’ everyday business purposes– information about your creditworthiness

No

We Don’t Share

For our affiliates to market to you

No

We Don’t Share

For nonaffiliates to market to you

Questions? Call 636-665-5601 or 888-661-9990

No

We Don’t Share

For our marketing purposes– to offer our products and services to you

Does The Bank of Old Monroe share? Yes. Can you limit this sharing? No.

For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does The Bank of Old Monroe share? Yes. Can you limit this sharing? No.

For joint marketing with other financial companies

Does The Bank of Old Monroe share? No, we don’t share.

For our affiliates’ everyday business purposes– information about your transactions and experiences

Does The Bank of Old Monroe share? No, we don’t share.

For our affiliates to market to you

Does The Bank of Old Monroe share? No, we don’t share.

For nonaffiliates to market to you

Does The Bank of Old Monroe share? No, we don’t share.

What We Do

How does The Bank of Old Monroe protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The Bank of Old Monroe collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Pay your bills or use your credit or debit card
  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • The Bank of Old Monroe does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • The Bank of Old Monroe does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • The Bank of Old Monroe doesn’t jointly market.
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  • Third Party Site Disclaimer

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